Most retirees misuse the three-bucket strategy. Discover the right asset allocation, cash-flow rules, and withdrawal strategy ...

Life is full of milestones—and fortunately, for scheduling purposes, those milestones don't all happen at the exact same time. Think about the various savings goals you might have had across your life ...

Salvatore M. Capizzi is executive vice president of Dunham & Associates Investment Counsel Inc., which has been challenging industry thinking for 40 years. He authored a whitepaper (“Is Our Industry ...

The portfolio composition will depend on a glide path or plan that changes how your investments are split as you get closer to retirement.

You save every month, increase your SIPs when your salary rises and stay invested for years — yet many people lose confidence ...

Retiring Americans are quietly rewriting one of personal finance's most famous rules, trading the simplicity of a fixed 4 percent withdrawal for a more flexible "bucket" system that separates cash, ...

Retirement buckets are a way to organize your retirement savings. Let's explore how to divvy your savings into "buckets," and ...