Looking for the best certificate of deposit (CD) rates today? As of Dec. 11, 2025, Daniels-Sheridan Federal Credit Union is offering the best rate at 5.11% annual percentage yield (APY) for a 12-month ...

The average 36-month certificate of deposit currently promises an underwhelming 1.36%, according to the latest government data. But at some banks and credit unions, those fixed 3-year terms can ...

Every CD listed here is FDIC-insured, which means your deposits (up to $250,000 per bank) are protected. The best fit depends on two things: how long you're willing to lock up your money, and how much ...

CD rates are starting to slip as October gets underway, following the Fed's rate cut in September. Several banks have already lowered their yields -- and with another Fed meeting set for Oct. 28–29, ...

Locking in a 24-month certificate of deposit delivers just 1.47% APY on average, according to the latest government data. That said, dozens of banks and credit unions are offering yields well above ...

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