As a record-breaking mid-March heat wave grips California and much of the western United States, state legislators are ...

California could be a testing ground for a carrot-and-stick approach to preventing the collapse of insurance markets as ...

Californians are beginning to pick up the pieces after devastating wildfires of historic proportions. The Camp Fire became the deadliest in the state's history, more than twice as fatal than any other ...

Earlier this year, the California FAIR Plan limit was raised to $100 M for certain commercial risks amid escalating wildfire losses, a move framed as a way to better match coverage thresholds for ...

California’s homeowners insurance market remains strained as regulators, insurers, and homeowners navigate higher risk, tighter underwriting, and ongoing affordability challenges recovering from last ...

Add Yahoo as a preferred source to see more of our stories on Google. Smoke from the York Fire partially obscured hotels on the Las Vegas Strip in July of 2023. The 77,000-acre wildfire crossed into ...

Wildfire seasons are now long enough, and destructive enough, that your home’s insurability has become a core part of your mortgage risk, not a side detail. If your coverage lapses, shrinks, or falls ...

For the first time, a state is letting property insurers sell homeowners’ policies that provide no coverage against wildfire damage. Nevada’s experiment could become a national model for states ...

The state’s insurer of last resort is meant for high fire risk properties but homeowners in areas unlikely to burn are now ...