A lender’s decision between taking a fixed charge and taking a floating charge requires it to weigh a multitude of pros and cons. A fixed charge ranks ahead of an earlier floating charge that has not ...

In our April webinar “Risk Mitigation Techniques in Trade Financing Structures”, which I delivered with my colleagues Sam Fowler-Holmes and Maria Capocci, we discussed methods to mitigate risks all ...

A significant amount of the Fixed-To-Floating Rate Preferred and Baby Bond securities tied to 3-Month Libor are above initial coupon rate when they float. Recent legislation removes risk associated ...

Cheaper interest rate: Interest rate of floating loans is usually lower by 75-250 basis points (bps). Even if the floating rate ticks up because of the market conditions, it would be for some part of ...

Borrowers with shorter tenures of five to seven years, tight monthly budgets, or uneven income streams may prefer the certainty of a fixed EMI. With RBI holding repo rate steady, home loan rates are ...