A life insurance policy loan uses your policy's cash value as collateral. Learn the benefits and how it offers flexible repayment options without the need for approval.

We (obviously) all love talking about investing at HerMoney! And while investing in the stock market is an enormous part of how we secure our financial futures and build wealth, there are many other ...

How do life insurance policies work? Life insurance is a contract between you and an insurance company. You pay premiums to keep the policy active, and in return, the company pays a sum of money, ...

It’s easier to get a policy than it had been in the past, and knowing some key steps can help the process go smoothly ...

Life insurance is designed to provide a death benefit to your loved ones after you pass away. Certain policies can also ...

Typically, life insurance is understood as a means of financial protection for dependents following the policyholder's death. However, certain policies offer support during the policyholder's lifetime ...

Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about insurance, investing, personal loans, home equity loans, mortgages and banking. She lives in North Carolina ...

Life insurance can provide financial protection for your family when you die. That's especially important if you have children at home, a mortgage or other major expenses your income is expected to ...

Term life insurance expires after a predetermined time frame but, so long as you keep paying your premiums, whole life insurance will always remain in force. That makes it more expensive, but a whole ...