Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Do I need renters insurance if my landlord has coverage? It is a common question and one that makes perfect sense. If the landlord is insured, surely that coverage extends to the tenant and everything ...

Pet liability for renters, included in renters insurance, pays for injuries and property damage your pet causes to others. Renters insurance liability coverage also pays for your legal fees if you’re ...

It is a common question and one that makes perfect sense. If the landlord is insured, surely that coverage extends to the tenant and everything inside the unit if the worst happens. A tenant has a ...