Forbes contributors publish independent expert analyses and insights. Empowering smarter money moves. Have you considered using a QCD vs RMD for charitable giving, reducing your tax burden and ...

Holding off on Social Security can pay off.

Saving enough money for retirement is a primary concern when it comes to financial planning for Americans. However, it’s also vital to consider long-term capital gains taxes, or the amount you’ll pay ...

A critical part of an overall financial plan, regardless of age, is having goals for how you will live and spend in the short and long term and managing the assets you have accumulated to fund those ...

Key Points Lowering taxes in retirement could boil down to the right strategies. Choose tax-efficient investments and be ...

I have always said that asset accumulation is easy but the true difficulty is in asset distribution. There is no single plan that is right for everyone. Perhaps the best-known distribution plan is the ...

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As the former head of the Pooled Plan practice at a major record keeper, I had hundreds of conversations with advisors, consultants, TPA’s, pooled plan providers, fund partners and others looking to ...

Learn the early retirement withdrawal rules that allow you to access retirement funds before age 59½ without penalties, including the Rule of 72(t) and the Rule of 55, and how to use them wisely.

As new and new-ish rules on retirement emerge, now is the time for all good retirement savers and their advisors to strategize for 2026. Come January 1, many high-income taxpayers age 50 and older ...

Most people believe a comfortable retirement is possible if they save early, save consistently, and let compound interest do its magic. Well, that’s definitely sound advice, but what about if you’re ...