With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

Many employers are wobbling under the burden of rising health insurance costs. And things are about to get much worse. The cost of employer-sponsored coverage is set to rise by more than 9% in 2026, ...

Jeff Somers is a freelancer who has been writing about writing, books, personal finance, and home maintenance since 2012. When not writing, Jeff spends his free time fixing up his old house. He has ...

As employers watch healthcare premiums rise each year, many are questioning whether their health plans are sustainable or a liability to their employees and business. Processing Content That brings ...

Unexpected costs are an inevitable part of life. To proactively manage these financial risks, many people and businesses are now turning to self-insurance. This approach offers a way to prepare for ...

For decades, fully insured health plans have been the comfortable choice. They are familiar. Predictable. Easy to explain. When a plan sponsor renews with the same carrier year after year, there's a ...

No matter where you live, there’s a good chance the weather’s getting wilder. In just the past few weeks, tornadoes have wreaked havoc on Midwest and Southern states, and large swaths of southern ...

General and products liability policies are a cornerstone of risk management for businesses, providing protection against alleged liability because of bodily injury, property damage, and personal or ...

About two-thirds of the approximately 153 million Americans who obtain coverage through their employer do so in self-insured plans. (Getty Images) Self-insured employers pay more for a host of medical ...

Self-insured employers face legal challenges in adopting value-based models, including ERISA fiduciary duties, HIPAA restrictions, and antitrust concerns. Standardized data definitions and performance ...

Warren J. Martin Jr., Kimberly N. Pageau and Michael Medved L-R: Kimberly N. Pageau, Michael F. Medved, and Warren J. Martin Jr. of Porzio, Bromberg & Newman. Courtesy photos A self-insured retention ...

Editor’s note: This article, distributed by The Associated Press, was originally published on The Conversation website. The Conversation is an independent and nonprofit source of news, analysis and ...