(NewsNation) — Americans owe a record $1.14 trillion on their credit cards, and carrying debt has become more expensive, but a refinancing method known as a balance transfer could help ease the pain.

If you need to pay off high-interest debt, balance transfer credit cards can be valuable tools to use. If your card comes with a 0 percent introductory annual percentage rate (APR) offer, every penny ...

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Discover how credit card balance transfers can reduce interest charges and manage debt efficiently. Learn about benefits, fees, and choosing the right card for your needs.

A balance transfer credit card can offer you many months to pay off high-interest debt in the form of a 0 percent introductory APR. But when that balance transfer period ends, interest starts ...

A balance transfer can save you money by moving your debt from a high-interest credit card to one with a lower APR. Learn how they work, and find a card that fits your needs. Many or all of the ...

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Credit card balance transfers can be a smart way to reduce your credit card monthly payments or, in some cases, pay off what you owe entirely. The fee you'll pay to transfer your balance — which ...

Balance transfer cards are mainly for consolidating credit card balances, while personal loans have more flexibility. A balance transfer card can help you consolidate multiple credit card balances and ...

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Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...