Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed ...

Understanding which licenses and processes are required to sell variable annuities is an essential step for financial professionals–including financial advisors, brokers or insurance agents–who are ...

Discover how deferred annuities can secure your financial future. Learn about fixed, indexed, and variable types and their ...

Investors should make sure that they're aware of all of the fees and expenses they may have to pay. Insurance agents and financial advisors have been investing their clients' retirement money in ...

A variable annuity is a way to get the stability of a traditional annuity product with the gains of an investment account—for a price. Unlike with a more common fixed annuity, a variable annuity lets ...

Variable annuities can be powerful tools for retirement planning. They provide guaranteed income options with tax-deferred growth that few other products can match. However, they are also complex, ...

Annuities can provide guaranteed income, principal protection or market-linked growth, but costs, risks, tax treatment and ...

As you look toward retirement, you may consider different strategies to ensure a steady stream of income. Annuities are one way to accomplish that goal. These financial products usually require you to ...

If you’ve ever wondered what is an annuity and whether it belongs in your retirement plan, here’s the short answer: It’s a financial product, usually sold by insurance companies, that turns your money ...

In a recent episode of her “Women and Money” podcast, Suze Orman warned about the pitfalls of variable annuities. While she acknowledged the value of certain types of annuities, variable annuities ...

The fear of outliving your money ranks among the most persistent anxieties in retirement planning. Even a disciplined saver can find that a long life, an unexpected health expense, or a bad sequence ...