The purpose of this return is to provide information on the interest rates charged and funds advanced vis-à-vis new loans, booked in Canada, in Canadian dollars only, to Canadian households and ...
We cannot take resilience and growth for granted. We face rising economic, geopolitical, technological, and operational ...
The Office of the Superintendent of Financial Institutions (OSFI) welcomes the publication of the Financial Stability Board’s (FSB) Sound Practices for Responsible Adoption of Artificial Intelligence ...
Leaders should be prepared to balance resilience with growth, competition, innovation, and adaptation. Strong prudential foundations are not obstacles to growth; they are the conditions that make ...
The DSB is part of OSFI's capital framework for federally regulated financial institutions. It strengthens confidence in the banking system by ensuring capital levels remain aligned with the risks ...
This year, OSFI issued technology risk bulletins on Generative and Agentic Artificial Intelligence and Frontier Artificial Intelligence. It also convened partners and contributed to international ...
Real estate secured lending, including mortgage insurance, is a core business activity of many of the institutions that we regulate. This critical function supports a sound housing finance system in ...
This letter sets out our expectations for the 2026 internal capital adequacy assessment process (ICAAP) and the related internal audit review. These expectations apply to all small and medium-sized ...
The Office of the Superintendent of Financial Institutions (OSFI) has launched its Streamlined Approvals Framework for targeted new entrants. As Canada’s financial landscape evolves, OSFI is adapting ...
This note presents a benchmarking analysis of Canadian Systemically Important Banks’ (SIBs Footnote 1) capital ratios, risk weights and profitability measures, based on publicly available data and ...
AI adoption can outpace governance frameworks. AI systems can act with limited human oversight and with heightened reliance on third-party models, plugins, data, and application programming interfaces ...
Some results have been hidden because they may be inaccessible to you
Show inaccessible results