We cannot take resilience and growth for granted. We face rising economic, geopolitical, technological, and operational ...

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Leaders should be prepared to balance resilience with growth, competition, innovation, and adaptation. Strong prudential foundations are not obstacles to growth; they are the conditions that make ...

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This year, OSFI issued technology risk bulletins on Generative and Agentic Artificial Intelligence and Frontier Artificial Intelligence. It also convened partners and contributed to international ...

Real estate secured lending, including mortgage insurance, is a core business activity of many of the institutions that we regulate. This critical function supports a sound housing finance system in ...

This letter sets out our expectations for the 2026 internal capital adequacy assessment process (ICAAP) and the related internal audit review. These expectations apply to all small and medium-sized ...

Small and mid-sized banks including Category III institutions using the simplified risk-based approach (collectively referred to as SMSBs or institutions) can use this template in their internal ...

The Office of the Superintendent of Financial Institutions (OSFI) is pleased to announce that Laurence Frappier has assumed the role of Chief Actuary, effective today. Ms. Frappier's appointment was ...

AI adoption can outpace governance frameworks. AI systems can act with limited human oversight and with heightened reliance on third-party models, plugins, data, and application programming interfaces ...

This regulatory notice applies to all federally regulated property and casualty insurers excluding mortgages insurers. The notice communicates the addition of natural catastrophe bonds as a form of ...