With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Spencer Tierney is a consumer banking writer at NerdWallet. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. His work has been ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. These are the highest-paying 3-month CDs that are available nationwide Samantha ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Michael Boyle is an experienced financial professional with more than 10 years ...

Choosing between a certificate of deposit (CD) and an individual retirement account (IRA) boils down to your plans for the money. CDs offer stability for short-term goals with fixed APYs while IRAs ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Promotional CDs reward investors with higher-than-normal rates. A promotional CD might come with a special term or a high minimum deposit. Some financial institutions provide promotional CD rates to ...

Always compare interest rates on CDs, including against other savings options such as high-yield savings accounts. Choose a term length that balances your needs for earnings and liquidity. Be aware of ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. If ...