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The five years before and after retirement are the most fragile years of your financial life. This is when your money has to last the longest. This is when paychecks stop. This is when mistakes become permanent. Allocation matters more than returns here. Get it right, and you retire once. Get it wrong, and you may be forced to do it twice. - - - - - #retirementplanning #wealthprotection #financialadvisor #preretirement #retiresmart | Stephen Nelson, Certified Financial Planner
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